By Reserve 76 Realty – North Texas Real Estate Experts
Whether you’re gathering with family, celebrating at company holiday parties, or catching up with friends, one topic always seems to make an appearance: the housing market. And with so many mixed messages floating around, it’s no surprise that buyers and sellers are trying to make sense of what’s actually happening in North Texas.
At Reserve 76 Realty, we’re spending a lot of time answering the same key questions so here’s a clear, data-backed breakdown to help you feel more confident about your next move.
1. “Will I even be able to find a home if I want to move?”
Short answer: Yes, far more than a year or two ago.
Inventory has been increasing steadily. According to Realtor.com, the U.S. has had over one million homes for sale for six consecutive months, something we haven’t seen since 2019. That’s a major shift from the ultra-competitive, low-inventory years that followed.
What this means for you:
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Buyers have more options
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Sellers have more choices for where to go next
If you paused your home search last year because nothing fit your needs, now is the time to take another look. With more homes on the market, you’re not competing for the same handful of listings — and you finally have room to compare, evaluate, and make a confident decision.
Homes also aren’t vanishing within hours like they did during the frenzy. This gives buyers breathing room and reduces pressure while strengthening negotiations.
2. “Will I ever be able to afford a house?”
Affordability is finally starting to improve.
The last few years have been challenging for buyers. But we’re finally seeing momentum shift in a positive direction:
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Mortgage rates have been easing
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Home price growth has moderated
Taken together, your estimated monthly payment today could be hundreds of dollars lower than it would have been just a few months ago. While buying still requires planning and strategy, many people who felt priced out earlier this year are now stepping back in and finding realistic paths to homeownership again.
At Reserve 76 Realty, we run personalized affordability scenarios for our clients, helping them understand how today’s numbers impact their long-term goals.
3. “Should I wait for prices to come down?”
This is the question everyone asks and the data gives us a clear answer.
A lot of people worry the market is headed for a major correction, but the fundamentals don’t point in that direction. Yes, inventory is rising, but it’s still far below the level needed to push home prices down meaningfully on a national scale.
Additionally:
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Today’s homeowners have record levels of equity
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Homeowners are in far stronger financial positions than in 2008
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Foreclosures remain historically low
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Demand in North Texas continues to outpace supply
Experts surveyed by Fannie Mae expect home prices to continue rising, just at a slower, more normalized pace.
This is why waiting for a major price drop is rarely a successful long-term strategy. Historically, the people who build the most wealth in real estate are the ones who stay in the market not the ones who try to time it perfectly.
Bottom Line: If You Want Clarity, Start With a Conversation
The real estate market can feel loud, confusing, and contradictory especially around the holidays when everyone has a different opinion.
If you're wondering whether now is the right time to buy, sell, relocate, upsize, or downsize, let the Reserve 76 team walk you through the real data and how it applies to your goals. The right strategy depends on your timeline, your budget, and the type of move you want to make.
Serving Lantana, Argyle, Flower Mound, Highland Village, Denton, and the greater North Texas area.
Reach out today to schedule a strategy session with Reserve 76 Realty where expertise meets connection.
